PROFESSIONAL EXPERIENCE
SHARIAH BOARD & EXECUTIVE POSITIONS
Meezan Bank Limited
Karachi, December 1997 – Present
Current positions: Vice Chairman, Shariah Supervisory Board; Shariah Advisor and Group Head, Product Development &
Shariah Compliance (PDSC) Department
- Serves on the Shariah Supervisory Board of Pakistan’s largest Islamic bank (total assets Rs 5,142 billion at 30 June 2026), chaired by Justice (Retd.) Mufti Muhammad Taqi Usmani.
- Heads the bank’s Product Development & Shariah Compliance (PDSC) Department, responsible for Shariah-compliant product development and Shariah compliance.
- Conducted training for the Board of Directors on Sukuk and its application in the modern financial system (October 2022) and addressed the Board, Shariah Board and senior management on the bank’s next strategic steps (Lahore, February 2024).
- Author of Meezan Bank’s Guide to Islamic Banking (2002) and its revised and updated edition, Islamic Finance; regular speaker at the bank’s awareness seminars and webinars.
Raqami Islamic Digital Bank
Pakistan, December 2023 – Present
Current position: Chairman, Shariah Supervisory Board
- Chairs the Shariah Supervisory Board of an Islamic digital bank sponsored by Pak Kuwait Investment Company and Enertech Holding Company KSC.
- Five meetings during the year: three Shariah Board meetings and two Board of Directors meetings.
- Attended the bank’s inaugural ceremony at the Prime Minister House, Islamabad (9 February 2026) and delivered the keynote address at the launch of the Diploma in Digital Islamic Banking with IBA CEIF (September 2026).
Al Meezan Investment Management Limited
Karachi, 2013 – Present
Current position: Shariah Advisor
- Shariah advisor to the asset management subsidiary of Meezan Bank, covering its Shariah-compliant mutual funds and investment products.
- Speaker at Al Meezan’s webinar on the fundamentals of Zakat and halal income (March 2023).
Amana Bank PLC
Sri Lanka, July 2013 – Present
Current position: Chairman, Sharia Supervisory Council
- Chairs the Sharia Supervisory Council of a Sri Lankan licensed commercial bank operating on Islamic banking principles (total assets LKR 215.23 billion at 30 June 2026); three Council meetings during the year.
Islamic Co-operative Finance Australia Limited (ICFAL)
Australia, July 2020 – Present
Current position: Chairman, Shariah Board
- Chairs the Shariah Board of an Islamic co-operative finance provider registered in Australia.
Guidance Financial Group
USA, August 2005 – Present
Current position: Member, Shariah Board
- Shariah board member of the US Islamic home-financing group (Guidance Residential).
- Speaker in Guidance webinars on Islamic home finance (November 2020 and November 2023) and trainer in its American Islamic Finance programme for U.S. imams, delivered in Urdu and English (2023).
Usmani & Co (Pvt) Ltd
Karachi, April 2018 – Present
Current position: Chairman; President & CEO
- Founder and chief executive of an Islamic finance consultancy and Shariah advisory firm.
- The firm co-arranged the special event “Islamic Finance for Food Security: Connecting Russia and Muslim Countries” at the AAOIFI–World Bank 14th Annual Conference on Islamic Banking and Finance, Bahrain (November 2019).
- The firm hosted, with Meezan Bank, CPA Pakistan and IBA CEIF, a webinar on Shariah-compliant investment through the Roshan Digital Account and Naya Pakistan Certificates (24 December 2020).
Securities Commission Malaysia
Malaysia, 1 January 2022 – Present
Status: Registered Shariah Adviser
- Listed on the Securities Commission Malaysia’s register of individual Shariah advisers (registered 1 January 2022).
- Completed SIDC CPE-accredited courses in 2023, 2024 and 2025 under SC Malaysia’s requirements for registered Shariah advisers (see Certifications).
Finance Division, Government of Pakistan
Islamabad, notified 25 January 2023
Position: Member, Steering Committee on Implementation of the Federal Shariat Court’s Judgment on Riba
- Included by the Minister for Finance and Revenue, in place of Mufti Muhammad Taqi Usmani, as a member of the Steering Committee providing strategic guidance on implementation of the Federal Shariat Court’s judgment on Riba (Finance Division notification No. F.1(11)-Bkg.I/2022 of 25 January 2023).
State Bank of Pakistan
Karachi, 2003 – 2011
Position: Shariah Scholar Member, Shariah Board (1st–4th terms)
- Served four terms (1st–4th) on the central bank’s Shariah Board (now the Shariah Advisory Committee), which guides the regulatory framework for Islamic banking in Pakistan.
ACADEMIC, TEACHING & FATWA EXPERIENCE
- Jamia Darul Uloom Karachi Deputy President; Teacher and Member, Administration Board. Teaches Dars-e-Nizami texts at postgraduate level; has issued more than 1,000 fatwas covering all areas of Islamic jurisprudence.
- University of Karachi Research Faculty Member; supervision of M.Phil and PhD students in Islamic economics (Department of Economics).
- IBA Centre for Excellence in Islamic Finance (CEIF), Karachi Member, Management Board and Chairman, Academic Committee; teaches Islamic jurisprudence at postgraduate level.
- Institute of Business Administration (IBA), Karachi taught Islamic finance at graduate and postgraduate level.
- Centre for Islamic Economics (CIE), Karachi Executive Director and Chairman, Sub-Executive Committee.
OTHER PROFESSIONAL EXPERIENCE
Current leadership and advisory roles
- Founder President & CEO, Greens Fin
- Founder President & CEO, Green EdTech
- Founder, Greens Holding
- Member, Shariah Supervisory Board, Astana International Financial Centre (Kazakhstan)
- Lead Advisor, The Zeal (USA)
- Founding Director and Executive Director, Hira Foundation School
- Director, Hira Institute of Emerging Sciences (HIES)
- Founder Trustee and President, Ihsan Trust